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Angel, who is 42, lives in his own home with his family group. He has been growing corn for 12 years and this has given him the experience needed to tend his crops. When his crops are ripe, he stores them in the barns shown in the photo until he goes to sell them at various nearby markets. The profits he makes from his sales enable him to cover the household expenses. Angel is applying for a loan to buy the supplies he needs (fertiliser, weed killer and manure, among other things) which will enable him to have good harvests and make higher profits so that he can provide better financial stability for his family.
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Angel de 42 años de edad vive en casa propia con su grupo familiar, él se dedica al cultivo de maíz desde hace 12 años y eso le ha dado la experiencia necesaria para asistir sus cultivos, cuando sus cultivos ya están listos los almacena en los graneros que muestra la fotografía para luego salir a comercializarlos a los diferentes mercados que están cerca de su lugar de residencia con las ganancias que obtiene de sus ventas logra solventar los gastos de su hogar. Don Angel solicita un crédito para poder comprar los insumos necesarios como fertilizantes, herbicidas, abonos, entre otras cosas para tener buenas cosechas y así el pueda obtener mejores ganancias para darle a su familia una mejor estabilidad económica.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 532
    View loans »
    El Salvador Loans Fundraising
  • $31,772,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $900 helped Angel to buy fertiliser, weed killer, manure etc.
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 24, 2013
Jul 15, 2013
Currency Exchange Loss:
Aug 14, 2013