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Update on Bertha

Señora Bertha is 50 years old. She is married, and she continues with the same business of selling secondhand clothing from her sales stall, which is located in the Villa Copacaband zone. This loan is her second one within this institution. Señora Bertha is going to use this loan to purchase bundles of secondhand clothing for her business. Her reason for applying for this loan is the lack of capital. Señora Bertha faces challenges in her business, such as competition, since there are many people who work in this business in her zone. She is going to use the profits to continue improving her sales stall. Her wish for her business is to have it stocked with merchandise to offer a variety of products to her customers. Señora Bertha is a hard-working person. She feels happy and grateful to the institution for the support offered, since this is the only activity [she has] that allows her to support herself and her family.
View original language description ↓
La Sra. Bertha tiene 50 años, casada, ella sigue con la misma actividad de venta de ropa de segunda mano, en su puesto de venta que se encuentran en la zona de villa Copacabana, este préstamo es su segunda secuencia dentro de la institución, la Sra. Bertha va a usar este préstamo para la compra de fardos de ropa de segunda mano para su negocio, su razón para solicitar este préstamo es falta de capital, la Sra. Bertha enfrenta retos en su negocio que son la competencia ya que hay muchas personas que se dedican a esta actividad por la zona, va a utilizar los beneficios en seguir mejorando su puesto de venta, su deseo para su negocio tener mercadería surtida para ofrecer variedad de productos a su clientes, la Sra. Bertha es una persona trabajadora, se siente feliz y agradecida con la institución por el apoyo brindado ya que esta es la única actividad que le permite mantenerse y mantener a su familia.

Previous Loan Details

Bertha, 50, is married and has a 19-year-old son. Bertha sells second-hand clothes. She has a sales stand in one of the city of La Paz’s busiest markets. This loan is her second sequence in the institution. Bertha will use this loan to buy a bundle of winter season clothes like jackets and ... More from Bertha's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Bertha to buy bundles of clothing.
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jul 14, 2013
Currency Exchange Loss:
Aug 13, 2013