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Rosa is divorced. She's 56 years old and has five children, four of whom are already adults and live in their own homes. The only child who lives with her is 14 years old and goes to school. She also supports five grandchildren, two of whom have lost their fathers and three have lost their mothers.
With this amount she wishes to purchase cement, beams, windows, doors and metal sheets in order to build the roofing for her new house. It has two bedrooms, a living room, a kitchen and a bathroom.
She wishes to finish building her new house and move in, because the place where she lives only has a bedroom and a living room which also serves as a kitchen, and she finds it too cramped. After she finishes the new house, she'll start renting out the old one as a way of increasing her family's income.
She states that her biggest challenge is lacking funds. She states that she'll repay the loan in a timely fashion so she can request more loans again in order to achieve her plan.
View original language description ↓
Rosa é divorciada, tem 56 anos idade e é mãe de 5 filhos, 4 dos quais já são maiores de idade e já estão a viver nas suas próprias casas. Com ela vive apenas 1 dos filhos, de 14 anos que está a estudar. Sustenta também 5 netos, dos quais 2 são órfãos de pais e 3 são órfãos de mãe.
Com este valor a cliente quer comprar cimento, barrotes, janelas, portas e chapas de zinco para cobertura da sua nova casa de 2 quartos e sala com cozinha, e casa de banho.
Quer terminar a construção da sua nova casa e mudar-se para lá pois onde vive só tem 1 quarto e sala, que também serve de cozinha e acha muito apertada. Depois de concluir a nova casa, vai começar a arrendar a antiga como forma de reforçar a renda da família.
Diz que o seu maior desafio é a insuficiência de fundos. Diz que vai pagar pontualmente para voltar a solicitar outros empréstimos para realizar o seu plano.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 60
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 29.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Rosa to purchase cement, beams, windows, doors and metal sheets in order to continue building her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 27, 2013
Jul 12, 2013
Currency Exchange Loss:
Sep 17, 2014