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Christina Group
In this Group: Severa, Flordeliza , Maricel
"Christina" is a group composed of three Filipino ladies who work as housekeepers for Lebanese families. They decided to join hands and form the group in order to support each other financially.

Severa (center in photo) is the leader of the group. She is a 55 year-old married mother of two children. Her husband is Lebanese but is currently unemployed, which means that she is the only financial provider for the family. Her family depends upon her income to cover expenses and to pay school fees.

Severa decided to contact Al Majmoua and inquire about getting a loan to settle the tuition fees of her children.

As for the other group members, Floredeliza is standing on the far left of the photo and Maricel is standing on the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Lebanon

  • $15,800
    Average annual income
  • 132
    View loans »
    Lebanon Loans Fundraising
  • $18,176,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Christina Group's $1,100 loan helped a member to pay tuition fees of her children.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 16, 2013
Currency Exchange Loss:
Jan 17, 2014