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Lawrencia's Group
In this Group: Lawrencia, Augustine
Greetings from Ghana! This is 30-year-old Lawrencia from Teshie. She is a married parent with one child.

Lawrencia sells clothing and has been operating this business for seven years. She says the main challenge is not having enough capital to buy more so that she can make more profit.

Lawrencia has requested a loan of GHS 1,300 to purchase materials to resell. She says the extra income generated as a result of this loan will allow her to increase her profit and, hence, allow her to pay fees for her child. In the future, Lawrencia plans to open a grocery.

Her partner is Augustine, who sells electronic gadgets.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Lawrencia's Group's $900 loan helped a member to purchase materials to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 4, 2013
Jul 16, 2013
Currency Exchange Loss:
Mar 17, 2014