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Ghulam  Zohran
Ghulam Zohran is a 30-year-old woman. She has been in the beauty parlor business for about three years. She offers many services to her customers such as makeup, facials, hair cuts and hair styles. Through her best services, she has become very famous in her community.

In order to meet the increasing demands of her customers, she is interested in buying a greater variety of cosmetic products for her parlor. Because of low cash in hand, she contacted Kashf Foundation and applied for a loan of Rs. 35,000. It will help her buy hair care products and skin products with packs of makeup kits and lipsticks in large quantities.

She is hopeful of catering to more customers in the future. She is in her third loan cycle, with a good repayment history.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 217
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 100.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Ghulam Zohran to buy hair care products and skin products with packs of makeup kits and lipsticks.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 16, 2013
Currency Exchange Loss:
Jul 17, 2014