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Rofiya H. lives in the J. Rumy region. She is 46 years old, is a widow and has 3 children. Rofiya has a high school education. She purchases and sells food items. Rofiya has a small sales location at the central market. She has 6 years of experience in this business. Rofiya uses the income from her business to support her large family. She would like to increase the product selection at her sales location. Rofiya has decided to take out an 8 month loan for this purpose.

Translated from Russian by Sabina Holzman, Kiva Volunteer.

Хамидова Рофия жительница района Румй. Возраст 46 лет , вдова , имеет 3 детей.Образование среднее .Клиентка занимается куплей продажей продуктов питания. На центральном рынке района она имеет небольшую торговую точку. Имеет опыт в этом бизнесе более 6 лет . На доходы от этого бизнеса она содержит свою большую семью. В данный момент Рофия хочет увеличить ассортимент своей торговой точки.Для чего ей нужны деньги и она решилда взять кредит сроком на 8 месяцев.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • 3.4
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Rofiya increase product assortment.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 15, 2008
Oct 1, 2008
Currency Exchange Loss:
Jul 15, 2009