Ms. Thu's Group
Ms. N. Thi Thu (ID: 09050034) is 33 years old. She works for an organization in her neighborhood. In the past, Ms. Thu had to request loans from many different sources. But when she learned about SEDA and its saving method to pay back the loans, Ms. Thu has decided to participate in the program. In the first round of loan, Ms. Thu asked for a loan of 2.006.000 VND to breed pigs; the profit helped her renovate the toilet facilities. In the next round of loan, Ms. Thu wishes to borrow 3.360.000 VND to purchase food for her poultries.
Other members of the group include:
- Ms. N. Thi Binh (ID: 09050027) would like to borrow 3.186.000 VND to invest in her pigs and silkworms.
- Ms. N. Thi Bac (ID: 09050089) would like to borrow 3.186.000 VND to invest in her business.
- Ms. N. Thi Giang (ID: 09050039) would like to borrow 3.360.000 VND to invest in her pigs and making tofu.
- Ms. C. Thi Giai (ID: 09050037) would like to borrow 3.360.000 to invest in breeding silkworms.
Translated from Vietnamese by Khoa Nguyen, Kiva volunteer.
Chị Ngô Thị Thư (MS: 09050034), năm nay 33 tuổi. Chị là cán bộ phụ nữ trong thôn. Để phát triển kinh tế gia đình chị đã từng phải vay từ nhiều nguồn vốn khác nhau như Ngân hàng Nhà Nước, Ngân hàng Chính Sách Xã Hội. Nhưng khi được biết đến nguồn vốn của chương trinh, với hình thức tiết kiệm để hoàn trả. Chị đã tham gia vay C. kỳ một với mức 2.006.000 VND để chăn nuôi lợn. Nhờ đó sau khi bán lợn gia đình chị đã sửa sang được công trình phụ. Nay chị tiếp tục vay 3.360.000 VND ở C. kỳ II để đầu tư mua cám lợn.
Các thành viên khác trong nhóm:
About SEDA:The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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