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Hoa is 39 years old, and has three children, two daughters and one son. The oldest children are studying in the 10th and the 8th grade. The youngest daughter is little. Her husband is a building worker. He earns about 5,000,000 VND per month.

Hoa grows rice and breeds animals. She has done this job for 15 years and earns about 3,500,000 VND per month. Her family’s total earnings are about 8,500,000 VND per month. However, her work is unstable and the output price of products is low. This is one of her challenges in life.

Her dream is that her children can have a successful future. This loan is one of the steps that will help her to reach this dream.

Hoa is a hardworking woman and a passionate businesswoman. Hoa has participated in SEDA's microfinance program since 2009. In her last loan cycle, she borrowed 9,632,000 VND. In this loan cycle, she would like to borrow 10,080,000 VND to buy food for her breeding farm and buy more animal breeds.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 58
    View loans »
    Vietnam Loans Fundraising
  • $16,991,950
    Funds lent in using Kiva
  • 21,245.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Hoa to buy food for her breeding farm and buy more animal breeds.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 20, 2013
Currency Exchange Loss:
Jun 17, 2014