Merlie is 48 years old and married with three children.
She earns a living by farming rice in the Philippines. Merlie is borrowing PHP 19,500 through NWTF to buy fertilizers and other farm supplies.
Merlie has been farming rice for 15 years and also earns additional income from charcoal and rice vending.
She is working tirelessly toward the attainment of her dream: to save enough money so she could afford to send her children to college.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.