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Jairo Jose
Jairo lives in the municipality of Ticuantepe with his wife and children. He works for a private business and his wife sells cosmetics. The two of them share the household expenses.

Currently he needs to make some changes to his house because the rain comes in as the roof is damaged and he wants his children to have better living conditions. With the loan he will buy: corrugated zinc plates, perlines, cement, sand, etc. He is grateful to Afodenic and Kiva lenders for their support.
View original language description ↓
El señor Jairo habita en el municipio de Ticuantepe, junto a su esposa e hijos, el labora para una negocio privada y su esposa es comerciante vende cosmeticos, entre los dos se dividen los gastos del hogar, actualmente el necesita realizar unas modificaciones en su casa ya que con las lluvias se les pasa el agua ya que el techo esta deteriorado, y quiere que sus hijos tengan mejores condiciones de vida, con el credito comprara: Zinc, perlines, Cemento, Arena, etc. Agradece el apoyo que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Jairo Jose to buy supplies to make home improvements.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 28, 2013
Jul 14, 2013
Currency Exchange Loss:
Jul 17, 2014