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Leonor is 67 and a small coffee producer who lives in a community in Nicaragua. With her husband, she has managed her farm, 25 manzanas in area (about 44 acres), for 30 years.

Of her nine children, four still depend on her and help with the farm work. In addition to cultivating 4 manzanas of coffee, this small entrepreneur grows corn and beans for her family's use.

As a coffee producer, she is affiliated with PAC (Villages in Community Action Association), which has received Fair Trade certification.

For the 2013-2014 coffee cycle, Leonore is requesting a loan that will allow her to ensure proper maintenance of her coffee plantation. This is so that she can get better yields, and with these better income. The goal of this small entrepreneur is to reinvest part of her profits to establish new coffee-growing areas.
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Leonor es una pequeña productora de café de 67 años que vive en una comunidad de Nicaragua. Junto a su esposo ha estado manejando su finca de 25 manzanas, desde hace 30 años. De sus nueve hijos, cuatro todavía dependen de ella y le apoyan en las actividades de su finca. Además de cultivar 4 manzanas de café, esta pequeña emprendedora siembra maíz y frijol para el consumo de su familia. Como productora de café está dentro del grupo de afiliados a PAC (Asociación Pueblos en Acción Comunitaria) que han sido certificados por Comercio Justo.

Para el ciclo de café 2013-2014, Leonor está solicitando un crédito que le permita garantizar las actividades de mantenimiento de su cafetal, a fin de obtener mejores rendimientos y con ellos mayores ingresos. La meta de esta pequeña emprendedora es reinvertir parte de sus utilidades para establecer nuevas áreas de café.

Additional Information

More information about this loan

This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.

About PAC

PAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.

Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Leonor to buy supplies that will allow her to properly maintain her coffee plantation.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Jun 15, 2013
Jul 12, 2013
Currency Exchange Loss:
Mar 17, 2014