Félix has been dedicated to his small, 15-manzana [Central American unit of land measurement] farm for the last 11 years; six of them are planted with coffee. This line of work is his main source of income followed by basic grains that he grows both to sell and for home consumption. His farm generates about five jobs during the years.
His objective in requesting this loan is to guarantee adequate care for his coffee plants in order to prevent infestations and illnesses that are possible in this line of work. His goal is to plant five more manzanas of coffee in 2014 to gradually increase his income.
Desde hace 11 años, Félix está dedicado a su pequeña finca de 15 manzanas, de las cuales 6 son de café. Este rubro es su principal fuente de ingresos, seguido por los granos básicos que cultiva para comercio y autoconsumo. En su finca genera alrededor de 5 empleos durante el año. Su objetivo al solicitar este crédito es garantizar el adecuado manejo de sus plantaciones de café para prevenir las plagas y enfermedades a que se expone este rubro. Su meta es establecer 5 manzanas más de café en el 2014 para ir incrementando sus ingresos.
More information about this loan
This loan is part of PAC's effort to help farmers expand their existing crop yields and increase their incomes. Coffee production loans help farmers increase their crop yields by enabling them pay to clean, prune, fertilize, and conserve their fields, deliver water, and replant trees needed to shade coffee plants. Farmers working with PAC also receive technical assistance and commercial services, as well as access to Fair Trade and organic certifications and international markets.
About PACPAC (Association for People in Community Action) is a community development organization in Nicaragua that offers clients loans, technical assistance and access to markets. Founded in 1996, it’s a joint initiative between World Relief Nicaragua and local farmers. PAC believes that increased agricultural production and improved technology can bring economic development to high poverty zones.
Some loans from PAC are disbursed in partial payments over a period of four to six months depending on the needs of the borrower. The borrower will not be charged interest on any funds that have not yet been disbursed. If the borrower decides not to use the entire loan amount, the unused portion will be returned to lenders in the form of a pre-payment.
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