A loan of $300 helped to buy beehives for honey production.


Thomas's story

Thomas lives on a farm outside of Kitale town. Kitale is located in the Trans-Nzoia district of western Kenya. Originally dominated by English settlers in the early 20th century, the region’s farmland was redistributed after independence. This left Trans-Nzoia one of Kenya’s most cosmopolitan areas, with individuals from a variety of linguistic and ethnic groups living in close proximity.

The lush soil of the region ensures that farmers can grow a variety of crops, including maize, sunflowers, sugar cane, millet, and beans. Kitale is located near Mount Elgon, East Africa's oldest and largest solitary extinct volcano. Its proximity to the dense Mount Elgon forest, as well as other neighboring forests, makes it a high-potential beekeeping region.

Thomas is married and has nine children. Both he and his wife farm their land, and are currently growing maize, sugarcane and bananas on their plot. Thomas is very grateful to Kiva lenders for allowing him access to capital for flexible repayment of his beehives, and is excited to start beekeeping because it is a good source of income.

This is Thomas’ first loan, and he plans to use the income generated by his beehives to educate his children. Thomas’ hope and dream for the future is to “continually improve my life.”



Loan details


Lenders and lending teams



Loan details