Seth sells grinding stones in Aburansa (near Cape Coast). He has been educated through middle school. He is married and has four children. His wife is currently employed as a farmer. Seth has been working in this enterprise for 20 years now. As the major provider in the family, he is responsible for paying the family's utility bills and their children's school fees. His loan will be used to increase his current stock levels for his grinding stone business. He hopes to use the new profits from his business to grow his masonry enterprise and increase his capital base. In the long run he wants to expand his business into neighboring villages.