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Tho is 54 years old. She has two children who have got married and are teachers. Her husband is a staff person working for a commune. His salary is about 3,000,000 VND per month. Tho grows rice and breeds chickens to earn a living. She earns about 4,000,000 VND per month. She has done this job for 30 years. Her family’s total earnings are about 7,000,000 VND per month. Her challenge in life and work is lacking capital to invest in her chicken breeding. Her dream is to build a more spacious house. This loan is one of steps that helps her reach this dream. She can buy more chicken-feed and chicken breeds. Tho is a hardworking and dynamic woman.

She has participated in SEDA's credit program since 2009. In the last loan cycle, she borrowed 5,152,000 VND and repaid on time. In this loan cycle, she would like to borrow 10,080,000 VND to buy more feed for her chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 21,245.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Tho to buy more feed for chickens.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 19, 2013
Currency Exchange Loss:
Jun 17, 2014