This is Ramona, 44, resident of Silang, Cavite, Philippines. She is married to Nicanor, a worker abroad, and she is a mother to her children. She manages their household while operating the business. At this time, she is working hard to provide income continually for their everyday expenses.
Ramona has a dishwashing liquid business. She buys the ingredients and mixes them to make a dishwashing liquid. She puts the liquid into bottles, and then sells and distributes them to some variety stores. She also sells them to her neighbors and in the local community. She earns a minimum of 6,000 PHP in sales weekly.
To help her continue the operations of her business, she is requesting a 10,000 PHP loan. She will be utilizing the loan to buy bottles and ingredients for making dishwashing liquid.
Ramona dreams of expanding her business, and hopes to give her children a good life and education. She meets up with her co-fellowship* members to share stories of her work every week and where she can also draw strength and inspiration from the Word of God she studies.
* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.