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Shazia is a 35-year-old married woman and a mother of six children. She is motivated to provide all of the necessities of life for her family. That is why she is working with her husband, who is also shown in the photo with her.

They have been running a small shop successfully for many years where they sell various items such as calling cards, mobile accessories, chargers, etc. She has gradually improved her business with the support of Kashf foundation; currently she has applied for her second loan of 25,000 PKR to purchase more items such as calling cards, memory cards, and mobile batteries.

With the help of this loan, they can meet the increasing demands of their clients and generate more revenue. Shazia wishes to utilize part of the revenue to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 267
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 100.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Shazia to purchase more items such as calling cards, memory cards, and mobile batteries.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 14, 2013
Currency Exchange Loss:
Jul 17, 2014