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Binh's Group
In this Group: Binh, Thai, Thanh, Hang, Diep
Binh was born in 1971. She has two children, 1 daughter and 1 son. Her daughter has gotten married. Her son is a worker in the paper factory. Binh is a widow. Binh sells beverages from a stall to earn a living. She earns about 5,000,000 VND per month. She has done this job for ten years. Her family’s total earnings are about 8,000,000 VND per month.

Her challenge in life and work is a lack of capital to invest in her beverage stall. Her dream is to have savings for her family’s life and to be able to travel to many places. This loan is one of the steps that will help her get to this dream.

She can buy more beer to sell in order to gain earnings and save money for her children’s education. Binh is a hardworking woman and a passionate businessman.

She has participated in SEDA's credit program since 2006. In the last loan cycle, she borrowed 9,810,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 11,118,000VND to buy more beer for her beverage stall. She has always wanted to remodel her beverage stall to make it better.
Other members which are part of Binh's group include the following:
Thai is 52 years old. She has two children. She is a worker. She wants to borrow 11,118,000 VND to create a passenger car business.
Thanh is 40 years old. She has three children. She is a worker. She wants to borrow 11,118,000 VND to sell carpentry work.
Hang is 49 years old. She has a child. She is a worker. She wants to borrow 11,118,000 VND to sell recycled crushed material.
Diep is 47 years old. She has a child. She is a worker. She wants to borrow 11,118,000 VND to raise chickens.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Vietnam

  • $5,600
    Average annual income
  • 59
    View loans »
    Vietnam Loans Fundraising
  • $17,284,100
    Funds lent in using Kiva
  • 21,245.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Binh's Group's $2,625 loan helped a member to buy more beer for her beverage stall.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 19, 2013
Currency Exchange Loss:
Jun 17, 2014