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Rozeena, 41, has a milk-selling business. She has been running her business with the support of her husband for the past fifteen years. She is pictured with her husband.

Rozeena and her husband have five cows. They sell milk to many of their neighbors. She looks after the cattle and milks the cows while her husband sells the milk at different markets. To generate extra revenue, Rozeena also uses the milk to make butter and cheese. The couple enjoy their business and are hoping to provide their five children with a secure future.

Rozeena and her husband need to earn much more to meet their family's everyday expenditures, which include food, clothing, and education. In order to make more profit, Rozeena is requesting a loan of Rs 30,000 to buy another cow to increase milk production. She expects boost a boost in her earnings from increased sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 383
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 100.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Rozeena to buy another cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 14, 2013
Currency Exchange Loss:
Jul 17, 2014