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Salman works as a master in the field of repair and construction. In addition, he has engaged in farming and cattle. As for his family, his wife is engaged in the sale of dairy products, animals, hay and grain from the yard of their house. Salman wants to build a new and a large barn for his animals, as he plans to expand the agricultural business.

Salman is 44; he is married and the father of three children ages 8, 11 and 13 years old. He has a spine illness and once a year it requires treatment. His illness creates a problem for him when working. At the moment he has no cash for treatment and so he applied for a loan. This will be the third loan that he has received from VFAC. Previous loans were for the development of his husbandry business. He applied for 1600 AZN to undergo another course of treatment.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.


About Azerbaijan

  • $10,800
    Average annual income
  • 21
    View loans »
    Azerbaijan Loans Fundraising
  • $14,850,450
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Salman to cover spine treatment costs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 3, 2013
Jul 14, 2013
Currency Exchange Loss:
Aug 17, 2014