A loan of $600 helped to pay for herbal medicines and food supplements to sell.


Gemma's story

This is Gemma. She previously accessed a 25,000 PHP loan that she used to buy herbal medicines and food supplements to sell. Her earnings were a big help for the education of her children and in their personal, household, and business expenditures. She is also into a direct selling business for additional income.

She would like to apply for another 25,000 PHP loan for her to buy more herbal medicines and food supplements that she will sell to her customers. More items to sell will result for better profit. Her profits from business will definitely help her sustain her daily needs and the educational expenses of her children. She looks forward to this financial increase with gladness and thankfulness in her heart.

Gemma hopes to grow her business and dreams that her children will have a good life and future. She meets up with her co-fellowship* members to share stories of her work every week and draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.



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