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Maria Erlinda
Maria is 32 and lives with her husband and two children. She grows, specifically, corn, beans, and vegetables. She has been farming for many years, and this valuable experience has led to better harvests. Her land is part of an agricultural zone. She sells her crops in all the nearby areas and has many regular customers because she offers quality, affordable merchandise and unparalleled service.

Maria is dedicated to her work and is always willing to work hard to achieve success. She wants to take advantage of her growing business to increase production and her income. She needs to invest in supplies, but she lacks funding. She has applied to INTEGRAL for a loan to buy seed, manure, insecticide, fertilizer, herbicide, tools, etc. Maria has good credit references and is certain she can make her payment on time, while giving her family members the life they deserve.
View original language description ↓
Maria de 32 años de edad vive junto a su esposo y sus dos hijos; ella se dedica a la agricultura específicamente al cultivo de maíz, frijol y hortalizas, tiene muchos años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores cosechas , el terreno de cultivo está ubicado en una zona de incidencia agrícola, ella comercia en todas las zonas aledañas y ya tiene mucha clientela fija, estas personas siempre prefieren su producto pues es de calidad y a precios realmente accesibles además el servicio es inigualable, Maria es una mujer dedicada a su labor, luchadora siempre dispuesta a trabajar duro para alcanzar el éxito, quiere aprovechar el auge de su negocio para aumentar la producción y así poder tener mejores ganancias, necesita invertir en insumos pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar semillas, abono, insecticida, fertilizantes, herbicidas, herramienta, etc. Maria tiene buenas referencias de pago y está segura que podrá saldar su deuda a tiempo, y a la vez tiene la confianza que podrá darle a su familia la vida que se merecen.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $29,708,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Maria Erlinda to buy seed, manure, insecticide, fertilizer, herbicide, tools, etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 24, 2013
Jul 12, 2013
Currency Exchange Loss:
Apr 16, 2014