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Bernardino, 48, has lived in a rural community with no electricity for more than 40 years. He’s worked on a farm doing productive work for the last six years. At the house on the farm he works at there is a solar panel. He’d like to have a solar panel at his house so that his family can improve their quality of life. Ten family members including three children attending school live in his house and they would greatly benefit by being able to do their homework at night and being able to watch certain television programs. He wants the loan so that he can live differently with his children and family, free of darkness, and no longer using oil lamps.
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El señor Bernardino tiene 48 años. Vive desde hace más de 40 años en una comunidad rural que no tiene energía eléctrica. Desde hace 6 años trabaja en una finca en labores productivas. En la casa de la finca donde trabaja hay un panel solar. A él le gustaría tener un panel solar en su casa para que su familia pueda mejorar su calidad de vida. En su hogar viven diez familiares incluyendo a 3 hijos que van a la escuela y que se beneficiarían al poder realizar tareas en las noches y ver ciertos programas de televisión. El desea el crédito para vivir de otra manera, libre de oscuridad, con sus hijos y familia y no seguir usando candiles.

Additional Information

More information about this loan

TECNOSOL is a for-profit renewable energy company that provides electricity and solar powered products to families living off the grid in Nicaragua. It enables households to generate their own energy and replace toxic and expensive sources of light and heat like kerosene, diesel and wood. 

Many of TECNOSOL's clients cannot afford the high upfront costs of buying solar products. Kiva loans help these households purchase clean energy products. 

Solar home systems are much more than a solar lamp and can provide users with life changing amounts of power: enough power to run multiple lights, home appliances, radios, and TVs. These systems are modular, enabling clients to add solar panels and batteries to meet their increasing energy demands.  

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Bernardino to buy a home solar power system.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 25, 2013
Jul 10, 2013
Currency Exchange Loss:
Aug 17, 2014