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Adela Margarita
Adela is a student on an Economics course. She makes a living selling phone top-ups to help her mother who pays for her studies. Adela is 19 years old and has suffered from the lack of a father figure. This has not reduced her hopes of being able to finish her course and aspire to a better life.

She is asking for a loan to buy a computer, which will make it easier and better for her to do the research which they give her at the university, without having to spend time at a cyber cafe until late at night.
View original language description ↓
Adela, es estudiante de la carrera de Ciencias Económicas, ella se dedica a vender recargas telefónicas para ayudar a su madre quien le paga los estudios. Adela es una joven de 19 años de edad, quien ha sufrido por la falta de la figura paterna, pero eso no le quita la ilusión de poder culminar su carrera y aspirar a una vida mejor. Solicita el crédito para comprar una computadora, la que le facilitara hacer mejor sus investigaciones que le dejan en la universidad, sin tener la necesidad de estar a altas horas de la noche en un cyber café.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Adela Margarita to buy a computer.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 12, 2013
Currency Exchange Loss:
Mar 17, 2014