A loan helped a member to buy a special stand to display his fruits and vegetables.

Anonymous Group's story

This group of clients from south Iraq requested to remain anonymous on Kiva.

One of the group members is a young man. He is 25 years old, married and a father of one child. To meet the financial needs of his family, he has a fruits and vegetables shop. He has had six years of experience with the shop.

He would like to improve the shop with a better way of storing and displaying his goods, and would like to buy a special stand used in shops similar to his. The stand will allow him to store the fruits in a better way to keep them fresh. It will also allow him to display them, allowing his customers a better view and access to his goods. To be able to make this purchase, he took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers “group loans” for clients unable to provide a guarantor, thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous

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