A loan of $6,000 helped a member to improve the stock of goods and increase his inventory.


Hamid's Group's story

Hamid is a 59-year-old man from south Iraq. He is married and has 4 children. Despite unstable circumstances, in the last five years he was able to meet the financial needs of his family by running a small market.

While there have been difficulties in making sure the store has sufficient goods, Hamid has been able to keep his customers, to whom he would like to offer quality goods and services. He would like to improve the stock of goods and increase his inventory. To be able to make this purchase, he took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers 'group loans' for clients unable to provide a guarantor, and are thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Hamid , Sami, Mahdi



Loan details


Lenders and lending teams



Loan details