A loan of $6,000 helped a member to buy a special stand to use in his fruit and vegetables shop.

Anonymous Group's story

This group of men from south Iraq requested to remain anonymous on Kiva.

One member of the group is a 31-year-old married father of two children. To generate income and meet the financial needs of his family, he has a fruit and vegetables shop, which he has been running for ten years now.

He would like to improve the shop with a better way of storing and displaying his goods, and would like to buy a special stand used in shops similar to his. The stand will allow him to store the fruit in a better way to keep them fresh and will also allow him to display them allowing his customers better views and access of his goods. To be able to make this purchase he took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers 'group loans' for clients unable to provide a guarantor, and therefore unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous

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