A loan of $6,000 helped a member to buy a small generator and a new sewing machine.

Anonymous Group's story

This group of women from south Iraq requested to remain anonymous on Kiva.

One of the group members is a 41-year-old woman who is marrried and has four children. With limited career options, due to cultural restrictions and domestic constraints, she is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has ten years of experience with her home based sewing business activity, and to improve the services she can offer her customers as well as improve her work conditions she would like to buy a small generator and a new sewing machine. To be able to make this purchase she took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers 'group loans' for clients unable to provide a guarantor, and therefore unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous

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