A loan of $6,000 helped a member to improve the quality and quantity of his stock of goods and purchase new models of mobile phones for retailing.


Ahmad's Group's story

Ahmad is a young man from south Iraq. He is 29 years old, sinlge and lives with his family - as customs and traditions prescribe.

To generate some income and participate in meeting the financial needs of his family, he has a small mobile phone shop. He has five years of experience with the shop, and to make sure he can meet the demands of his customers and also offer them competitive goods and services, he would like to improve the quality and quantity of his stock of goods and purchase new models for retailing. To be able to make this purchase, he took a loan from Relief International Microfinance Iraq.

Relief International Microfinance Iraq offers 'group loans' for clients unable to provide a guarantor, and therefore unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about these borrowers has been altered for their protection. Relief International Microfinance Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Ahmad , Akram , Ameer
*not pictured



Loan details


Lenders and lending teams



Loan details