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Ishrat is a 48-year-old married woman and a mother of five children. She is very talented and excels in making paper bags which are used for the packaging of cement. She makes a large quantity of paper bags at home and sells them in the local market. Through her business she earns enough to contribute to the family income. In order to increase her sales, Ishrat is requesting a loan of 20,000 PKR, which she will use to buy bundles of good quality paper and packs of glue in order to increase her production. She is in her fourth loan cycle and has a good repayment history. She expects a boost in her earnings through higher sales and wishes to use part of the profits on the betterment of her family members.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 369
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Ishrat to buy bundles of good quality paper and glue to make paper bags.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 13, 2013
Currency Exchange Loss:
Jul 17, 2014