A loan of $1,825 helped to purchase materials for setting up a metal and plastics workshop, to manufacture windows and doors.


Eghish's story

Eghish, age 27, is a very kind and hard-working, single man. He lives with his retired parents in the small village of Akhalkalaki. Eghish works very hard on his own piece of land, where he grows potatoes. His products are very good quality, and he sells the harvests at the market that is close to where he lives. As his agricultural business is seasonal and the family needs monthly income, Eghish decided to start up his own business. There is a high unemployment rate in the region, and the majority of the inhabitants are self-employed to make a living.

To be able to start up his business, he is requesting a 3000 GEL loan. His loan request was approved, in the frame of a new joint initiative of Kiva and Credo. The start-up loan program envisages provision of business start-up and restart-up credits with soft conditions, to country rural poor people who do not have access to other credit products, being regarded as “high risk borrowers” because of low income.

With the amount he is asking for, Eghish will set up a metal and plastics workshop. He will purchase materials for making doors and windows. He will manufacture and sell them at a good price, because demand is high in the region. This loan will be a great help for him, to generate revenue and give his family better financial stability.



Loan details


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Loan details