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Samina is a 36-year-old married woman. She has been actively involved in the business of making artificial jewelry for five years. She makes jewelry with stones and pearls then sells them in the market at higher rates. She counts a good client list and manages her household expenses with the income from her business. She has gradually improved her business. Now she has requested a loan of 30,000 PKR to buy dozens of gold and silver jewelry supplies with some packs of artificial stones and pearls in various colors. It’s her third year with Kashf Foundation. She hopes to have a good experience with the new loan and expects a boost in her earnings through higher sales.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 284
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Samina to buy gold and silver jewelry supplies plus artificial stones and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 5, 2013
Jul 13, 2013
Currency Exchange Loss:
Jul 17, 2014