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Svetlana works for the railroad as a conductor in passenger cars. She is married and has one child. Svetlana has long dreamed of improving the living conditions of her family. She hopes to use a loan to remodel two rooms - even out and paint the walls and ceiling. Svetlana can repay the loan from her paycheck, as she has a steady income. After the remodeling, which Svetlana and her family will do themselves, they hope to spend a short vacation on the sea.
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Светлана рабоает на железной дороге проводником пассажирских вагонов. Она замужем, имеет одного ребенка. Светлана давно мечтала улучшить жилищные условия своей семьи. За счет кредита она хочет отремонтировать две комнаты - выровнять и покрасить стены и потолок. Светлана сможет выплачивать кредит со свой зарплаты, т.к.у нее постоянный доход. После ремонта, который Светлана с семьей будут выполнять сами, они хотели бы провести небольшой отдых на море.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Ukraine

  • $8,200
    Average annual income
  • 10
    View loans »
    Ukraine Loans Fundraising
  • $6,534,900
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Svetlana to improve living conditions - paint walls and ceiling.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 9, 2013
Jul 12, 2013
Currency Exchange Loss:
Aug 20, 2015