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Carmen Isabel
Carmen, 45, is a woman who is very hardworking, honest and responsible with her family. She has a small store where she sells oil, soup, tomato sauces, instant products and so on. She has worked many years in the business which has returned excellent profits, and with these profits she is able to cover some of her household's costs. She lives in her own home with her husband and their two children. Her eldest son works as an employee and her husband works as a builder, they both help with the household costs.

Carmen is seeking a loan to buy more merchandise in bulk to be able to stock more in her small store and be able to satisfy her customers when they come to buy. It is in this way she will be able to gain larger profits and have greater financial security with her family.
View original language description ↓
Carmen de 45 años de edad es una mujer muy trabajadora, honesta y responsable con su familia, ella tienen una pequeña tienda donde vende aceite, sopa, salsas de tomate, productos instantáneos, etc. tiene muchos años con su negocio que le han dejado muy buenas ganancias y con esas ganancias que obtiene logra cubrir algunos de los gastos de su hogar, vive en casa propia con su esposo y sus dos hijos, su hijo mayor trabaja de empleado y su esposo trabaja de albañil ambos ayudan también en los gastos del hogar, Carmen esta solicitando un crédito para poder comprar más mercadería por mayor y poder surtir mas su pequeña tienda para poder complacer a sus clientes cuando le lleguen a compara y así podrá obtener mejores ganancias y tener una mejor estabilidad económica con su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $29,641,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Carmen Isabel to buy oil, soup, tomato sauces, instant products and so on.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 11, 2013
Currency Exchange Loss:
May 18, 2014