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Ixlacuitzence No. 1 Group
In this Group: Rosa , Lucia , Olga Veronica , Juana , Andrea , Cayetana , Maria , Josefa Otilia , Juana , Angelina
Rosa, 30, is single. She completed primary school. She has a store where she sells basic staples. She started this business with a mini-store and to date has five years’ experience. She has her entire family’s support.

She decided to organize a group in order to request a loan she’ll use to expand the business buying such merchandise as sugar, noodles, basic grains, snacks, soft-drinks, canned goods, etc. She hopes in future to own a grocery store.

The other group members are merchants. Thirteen members of the group appear in the photo but only ten of them were granted the loan.
View original language description ↓
La señora Rosa es soltera, tiene 30 años de edad, curso la primaria completa, tiene una tienda de artículos de consumo diario, inició este negocio con una minitienda y al momento lleva 5 años de experiencia, cuenta con todo el apoyo de su familia.

Decide organizar un grupo para poder solicitar un préstamo que lo utilizará para ampliar su negocio comprando mercadería como azucar, jabones, fideos, granos básicos, golosinas, aguas gaseosas, productos enlatados etc. desea en el futuro contar con una abarrotería. Las demás integrantes del grupo se dedican al comercio. En la fotografía aparecen 13 miembros de grupo, pero, solamente a 10 de ellos se le concedió el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 63
    View loans »
    Guatemala Loans Fundraising
  • $12,393,850
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Ixlacuitzence No. 1 Group's $2,900 loan helped a member to buy basic staples for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 11, 2013
Currency Exchange Loss:
Aug 30, 2014