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Seguras Hacia El Futuro Group
In this Group: Delys Migdalia, Paula Romelia, Mirtha Cecilia, Rosalyn Maribel*, Carmen, Lucy, Nelly Margarita
* not pictured
Nelly is a member of the communal bank "Seguras Hacia el Futuro."

Nelly, 65, has a business making cold pressed ceramics. She makes all types of souvenirs for different events. She works in her home about 8 hours a day. Nelly started this business 10 years ago; it was her daughter who taught her how to do this work. This business has enabled her to become independent and to get ahead. With the loan that she is requesting, she will buy ceramics supplies so that she can continue to make more ceramic models. In the future, she wants her daughters to inherit the business and expand it, with the aim of moving into the export market. Nelly is pleased with this opportunity to obtain a loan just when she needs it the most, and she wants to give thanks to all of the lenders who are making it possible, and to EDAPROSPO for granting it to her.

In the photo, she is on the far right, wearing fuchsia pants.
View original language description ↓
Nelly es miembro del grupo Seguras Hacia el Futuro
Nelly de 65 años se dedica a la elaboración de cerámica en frio, realiza toda clase de souvenirs para diferentes eventos, trabaja en su misma casa alrededor de 08 horas diarias. Nelly empezó este negocio hace 10 años, fue su hija quien le enseño este trabajo, esto le ha permitido ser independiente y salir adelante, con el préstamo que ha solicitado podrá comprar materiales para cerámica y así continuar elaborando mas modelos de cerámica, mas adelante quiere sus hijas hereden el negocio y lo puedan expandir, con miras de exportar. Nelly está feliz por la oportunidad de obtener este préstamo, justo cuando más lo necesitaba y quiere darle gracias a todos los inversionistas que lo hacen posible y a EDAPROSPO por otorgarlo.
En la foto es la ultima de la izquierda, viste pantalón color fucsia.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 45
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Seguras Hacia El Futuro Group's $4,075 loan helped a member to buy ceramics supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 11, 2013
Currency Exchange Loss:
Jan 17, 2014