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Valle Del Ensueño Group
In this Group: Amalia , Rosa , Felipa , Fabiana , Teresa , Juana , Petrona , Maria , Olivia , Dominga
Amalia is married, 40 years old and has completed elementary school. She has 5 children and one of them is studying. She works in a store that sells items of daily use. She started this business selling only candies and now has 12 years of experience. She has the support of her husband, who is a salesperson.

A group has been put together, and requests a loan that will be used to buy products for her store like: pastas, sodas, sugar, lunchmeat, detergents, etc. She would like to have a grocery store in the future. The rest of the members of the group work in sales. 13 members appear in the photograph, but only 10 would use the loan.
View original language description ↓
La señora Amalia es de estado civil casada, tiene 40 años de edad, curso la primaria completa, tiene 5 hijos y 1 de ellos está estudiando, se dedica a atender su tienda de artículos de consumo dario, inició este negocio vendiendo solamente golosinas y a la fecha lleva 12 años de experiencia. Cuenta con el apoyo de su esposo quien es comerciante.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de productos para su tienda como: pastas, gaseosas, azucar, embutidos, detergentes, etc. desea en el futuro tener una abarroteria. Las demás integrantes del grupo se dedican al comercio. En la fotografía aparecen 13 integrantes pero solo a 10 de ellas se les concedió el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 69
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Valle Del Ensueño Group's $2,700 loan helped a member to buy items of daily use.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 24, 2013
Jul 11, 2013
Currency Exchange Loss:
Aug 30, 2014