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Fernando is 40-years-old, is married, and has 6 children older than 15 who are studying. He works as a fisherman. He lives on an island in the lake Titicaca in the tourist center in the department of La Paz. This area offers crafts of reed and wool. The majority of the inhabitants of the island work as fisherman or work in tourism.

This loan is his first with the institution. Fernando will use the loan to purchase fishing nets. His reason for requesting this loan is to increase the fishing yield and increase his capital. Fernando faces challenges to his business including having a better production. He will use the benefits to continue improving his work since this is his only source of income to support his family. Fernando is a hardworking person and he feels happy for the opportunity provided.
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El Sr. Fernando tiene 40 años casado con 6 hijos mayores de 15 años que se encuentran estudiando, el se dedica a la actividad de la pesca el vive en una isla del lago Titicaca, centro turístico del departamento de La Paz donde ofrecen al público artesanías de totoras y en lana, la mayoría de los habitantes de esta isla se dedican a la pesca y el turismo, este préstamo es su primera secuencia dentro de la institución, el Sr. Fernando va a usar este préstamo para compra de redes para usar en la pesca, su razón para solicitar este préstamo es aumentar la pesca e incrementar su capital de trabajo, el Sr. Fernando enfrenta retos en su negocio que son tener una mejor producción y va a utilizar los beneficios en seguir mejorando en su trabajo ya que este es su único ingreso para mantener a su familia, el Sr. Fernando es una persona muy trabajadora se siente feliz por la oportunidad que le brindan.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.


About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,245,025
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Fernanado to purchase nets.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jun 15, 2013
Jul 10, 2013
Currency Exchange Loss:
Nov 17, 2014