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Jeannette, 30, is single living with her son, parents and siblings who are her greatest priority. She intends to use the loan to buy lumber and supplies and to pay labor costs to repair the house and eliminate leaks before the rainy season starts so she can offer her son and family better quality of life.

With this purchase she intends to do good quality improvements on her house and that her family improves their quality of life and to take advantage of the low prices of some materials that are of good quality.

This is her first Fudecosur loan. She’s had no previous loans in state banks and Fudecosur offered her the best terms and a much lower interest rate.
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Jeannette, tiene la edad de 30 años, está soltera, vive con su hijo, padres y hermanos, los cuales son mayor prioridad. Con su crédito pretende hacer la compra de madera y materiales y pagar mano de obra en la reparación a la vivienda, y de esta manera eliminar algunas entradas de agua a la vivienda en el periodo de lluvia que ya casi inicia y así poderle ofrecer una mejor calidad de vida a su hijo y su familia. Con esta compra pretende hacer una mejora de buena calidad a su casa y que su familia mejoré su calidad de vida y aprovechar precios bajos en algunos materiales y que son de buena calidad. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 502.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jeannette to buy building supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 26, 2013
Jul 10, 2013
Currency Exchange Loss:
Sep 18, 2014