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Víctor is 40 years old and married. He lives with his children and wife, who are his biggest priority. With his loan he plans to buy food and material to make construction improvements to the premises where he can have some pigs for fattening. The idea is to take advantage of the space that he has and the good conditions for fattening. He also wants to obtain some good-quality pigs that can be fattened and of good quality in a short amount of time.

With this purchase he will be able to develop this activity and have savings that will allow him to buy more and more animals and invest more in the project, and at the same time have more income for his family.

This is the first loan that he has received from FUDECOSUR. He hasn’t received other loans in the past from state banks, and FUDECOSUR has given him the loan with better terms and a much lower interest rate that he would have received from other institutions.
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Víctor, tiene la edad de 40 años, está casado, vive con sus hijos y esposa que son su mayor prioridad. Con su crédito pretende hacer la compra alimento y algunos materiales para poder hacer mejoras en la construcción del local donde pueda tener algunos cerdos para el engorde en mejores condiciones. La idea es aprovechar el espacio que tiene y las buenas condiciones para el engorde. Además de obtener unos cerdos de buena calidad y que a corto plazo puedan estar gordos. Con esta compra podrá desarrollar la actividad, y a la vez tener un ahorro que le permitirá ir teniendo más animales e invertir más en el proyecto y a la vez darle más ingresos económicos a su familia. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja que otra institiciones.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 3
    View loans »
    Costa Rica Loans Fundraising
  • $4,816,325
    Funds lent in using Kiva
  • 502.6
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,000 helped Víctor to buy pigs and food for fattening, and materials to improve the pen.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 26, 2013
Jul 19, 2013
Currency Exchange Loss: