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Hate is a seamstress who works from home. She offers her services to her neighbors.

Hate is busy and she says, "The fact that I run this activity from home, makes me like it more. I can cook and clean and take care of my family and also work at the same time. It’s cool," Hate says, smiling. She adds that she should have started this activity long ago, but says she has no complains.

Hate is in her fifties and is married with children. They live in a main city in south-central Albania.

With a loan of 100,000 Albanian Lek Hate wants to buy materials for her clothing repair and alterations business.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 15
    View loans »
    Albania Loans Fundraising
  • $3,256,100
    Funds lent in using Kiva
  • 108.8
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hate to buy materials for her clothing repair and alterations business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 8, 2013
Jul 12, 2013
Currency Exchange Loss:
Feb 20, 2015