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Germae is 17 and living with her family in Tipan, Oroquieta City. She studies information technology for the purpose of working abroad if given the chance so that she will have a bright future and be able to support her parents when they get old.
Despite having a crisis financially she will never surrender and plans to survive in this life. She hopes to finish her studies to be able to have a better living condition in the near future.

Additional Information

More information about this loan

This loan is part of GDMPC's new student loan program. GDMPC developed this program, with technical assistance from Vittana, to meet the needs of youth who are unable to obtain a higher education because they lack the finances. These loans cover students tuition and other school expenses, giving students the chance to complete vocational school or university. GDMPC believes that this education will equip students with the skills necessary to enter the workforce or start their own business. 


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 432
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.5
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $250 helped Germae to pay for tuition fees and study materials.
0% repaid
Repayment Term
48 months (Additional Information)
Repayment Schedule
At end of term
Jul 4, 2013
Jul 12, 2013
Currency Exchange Loss: