Check out some available loans that are similar to this one!
Osman Gabriel
Osman is 23 and lives in Reparto Chick, a neighborhood with a high crime rate, and in which the majority of inhabitants have limited resources. He is single, with no children, and works as a bartender in a club. His dream is to complete his studies and then have a family. He is requesting the loan to buy his own room in the back of the house, so that he has privacy and is comfortable.
View original language description ↓
Osman, tiene la edad de 23 años es habitante del Reparto Chick, un barrio donde hay mucha delincuencia, en su mayoría los pobladores son personas de escasos recursos, el es soltero sin hijos, trabaja como bartender en una discoteca, su deseo es terminar sus estudios y después formar su familia. Solicita el crédito para construir su propio cuarto en la parte trasera de su casa, para tener privacidad y comodidad.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 35
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Osman Gabriel to buy materials such as cement, blocks, iron, sand, zinc and beams.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 22, 2013
Jul 10, 2013
Currency Exchange Loss:
Apr 16, 2014