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Ania Lucrecia

Update on Ania Lucrecia

Ania lives in a poor neighbourhood in Managua called Carlos Núñez. She is a young woman seeking a way to get ahead in life with her husband and a young daughter. Ana is a simple person who couldn't attend university because of a lack of funds.

Today her sole source of income is a small grocery. She wants to buy more products for the store so is seeking a loan to buy basic grains, canned goods, soft drinks, juice, vegetables, and meat to sell to her customers who are from her neighbourhood.
View original language description ↓
Ania, habitante de un barrio marginal de Managua llamado Carlos Núñez, ella es una jovencita quien busca como salir adelante con su familia, esposo e hija quien esta pequeña aun. Ania es una humilde joven que no pudo estudiar una carrera universitaria por sus limitaciones económicas, hoy en día su único medio de ingresos es una pequeña pulpería con la que se ayuda y desea invertir con más productos. Por lo que solicita el crédito para comprar granos básicos, productos enlatados, gaseosa, jugos, verduras, carne para ofrecer sus clientes, los vecinos del barrio.

Previous Loan Details

Ania is an enterprising, hardworking businesswoman who plans to improve her standard of living and renovate her house little by little. She has run her own business for some time now. With this new loan Ania plans to buy basic grains, cigarettes, groceries, drinks, candy, and milk products. I... More from Ania Lucrecia's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 85
    View loans »
    Nicaragua Loans Fundraising
  • $25,792,450
    Funds lent in using Kiva
  • 25.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ania Lucrecia buy basic grains, canned goods, soft drinks, juice, vegetables, and meat.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 22, 2013
Jul 9, 2013
Currency Exchange Loss:
Jun 17, 2014