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Ronald Bernardo works in a furniture factory for "FAMAC", located along the highway to Oruro at kilometer 7 of El Alto. His wife, Yasmín, works in the Ministry of Education, located in the city center of La Paz. Both Ronald and Yasmín earn basic salaries. They live with some relatives in the zone 6 de Marzo of the city El Alto.

Ronald needs this loan in order to pursue a higher education that will help him find better work opportunities and improve his quality of life.
His dream is to establish himself in a career.

This is Ronald's first loan both with IMPRO and Kiva.
View original language description ↓
Ronald Bernardo trabaja como empleado fabril en la fábrica de muuebles de suspensión “FAMAC” ubicado en camino a Oruro Km. 7 de El Alto. Su esposa Yasmín trabaja como empleada en el Ministerio de Educación ubicado en el centro de la ciudad de La Paz. Ambos perciben salarios básicos Viven en casa de sus familiares como cuidadores. En la zona 6 de marzo en la ciudad de El Alto.

Ronald necesita credito para educación superior lo cual le permitirá acceder a mejores oportunidades laborales y mejorar su calidad de vida

El sueño de Ronald Bernardo, es tener una profesión.

Es la primera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 127
    View loans »
    Bolivia Loans Fundraising
  • $34,692,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Ronald to pay for a higher education.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jul 8, 2013
Currency Exchange Loss:
Jul 17, 2014