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Shazia is a 32-year-old, married woman and a mother of five children; all are school-going.

She has been stitching autobike seat covers for many years and she sells them at reasonable prices to the people of her community and in local market. She works hard on her machine every day, so she may earn a living for her family and provide food, health, and education. She has gradually improved her business, with the support of Kashf Foundation.

Shazia is in her fourth loan cycle, with good repayment history. Now she has applied for a loan of PKR 35,000 to purchase a new machine with more spools of thread in various colors, cutters, and needles.

In this way, she would be able to increase her sales, which ultimately helps in generating more cash. She hopes to have a good experience with the new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 214
    View loans »
    Pakistan Loans Fundraising
  • $17,693,750
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Shazia to purchase new machine with more spools of thread in various colors, cutters, and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jul 11, 2013
Currency Exchange Loss:
Jul 17, 2014