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Nasreen, age 39, is a married woman. She, along with her husband, is in the business of making bangles (artificial jewelry) and has been for many years. The business has great potential for growth and Nasreen is actively helping her husband as this business is the only source of income for them. She has five children; all of them are going to school.

The couple wishes to increase their earnings to afford the educational expenses of their children. In order to meet the orders on time and boost their sales, Nasreen requested a loan of 20,000 Pakistan Rupees (PKR) to purchase raw material such as silver, gold and dozens of artificial gems with some packs of stones and pearls. She hopes to get an increase in her net income and wishes to spend the part of it on providing a good quality education to her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 212
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Nasreen to purchase raw material such as silver, gold and dozens of artificial gems with some packs of stones and pearls.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jul 11, 2013
Currency Exchange Loss:
May 17, 2014