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Yusak is a 53-year-old man who runs a kiosk business. He is married to Naomi, a weaver. Yusak has three children: Yanto, 28, is attending university; Jemri, 13, is attending third grade of elementary school; and Aplonia, 12, is attending second grade of elementary school.

Yusak has been engaged in his business for six years. The business is the only source of income that Yusak and his family are depending on. Yusak’s business place resides precisely in front of a school building that allows him to get many customers. There are some goods that he provides in his kiosk, including stationery, snacks, and also daily basic needs.

In this new academic year, the income from his kiosk business is spent to pay for his child's college fees. Therefore, he needs more capital to renew his kiosk stocks. He proposed a loan from Tanaoba Lais Manekat Foundation (TLM), amounting to IDR 5,000,000 to pay for kiosk stocks, such as biscuits, pencils, pens, books, instant noodles, coffee, and sugar.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 61
    View loans »
    Indonesia Loans Fundraising
  • $6,275,400
    Funds lent in using Kiva
  • 9,943.4
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Yusak to pay for kiosk stocks, such as biscuits, pencils, pens, books, instant noodles, coffee, and sugar.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jul 11, 2013
Currency Exchange Loss:
Apr 16, 2014