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Mumtaz, age 54, is a married and a dedicated mother of three children. She is efficiently running a donkey cart business with the support of her husband who is also shown in the photo. Donkey carts are used in the villages of Pakistan for carrying loads. Her husband runs the donkey cart as a transportation service and makes enough to meet the family's needs. Many years ago he started this business with a single cart. The donkeys help customers carry material from one place to another.

In order to purchase another bigger wooden cart, Mumtaz contacted Kashf Foundation and applied for a loan of Rs. 40,000. In this way her husband will be able to load more things on his cart at once, like fruits and vegetables. This ultimately saves his time and hopefully will increase his net income. She expects a boost in their earnings and wishes to utilize the part of revenue on the betterment of her family members

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 100.0
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Mumtaz to purchase another bigger wooden cart.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2013
Jul 11, 2013
Currency Exchange Loss:
Jul 17, 2014